FINSTRA

Financial Empowerment for Farmers
With Finstra, you can navigate finance in a more intelligent and secure way.

Finstra aims to provide uncomplicated, transparent, and reliable financial advice to millions of farmers. This assistance helps them comprehend schemes such as KCC, safeguard against fraud, and make assured choices regarding savings and investments.

Financial Topics
Kissan Credit Card(KCC)
The KCC is a government-backed scheme that provides farmers with short-term loans at low interest.
  • Easy loan access without paperwork
  • Interest subvention (up to 4%)
  • For crops, livestock, and equipment
  • Issued by banks and cooperatives
Understanding Interest
Understanding how interest works helps you make smarter borrowing and saving decisions. There are two main types:
  • Simple Interest – calculated on the principal amount only
  • Compound Interest – interest on principal plus accumulated interest
  • Tip: Prefer low-interest or subsidized loans
Kissan Credit Card(KCC)
The KCC is a government-backed scheme that provides farmers with short-term loans at low interest.
  • Easy loan access without paperwork
  • Interest subvention (up to 4%)
  • For crops, livestock, and equipment
  • Issued by banks and cooperatives
Understanding Interest
Understanding how interest works helps you make smarter borrowing and saving decisions. There are two main types:
  • Simple Interest – calculated on the principal amount only
  • Compound Interest – interest on principal plus accumulated interest
  • Tip: Prefer low-interest or subsidized loans
Kissan Credit Card(KCC)
The KCC is a government-backed scheme that provides farmers with short-term loans at low interest.
  • Easy loan access without paperwork
  • Interest subvention (up to 4%)
  • For crops, livestock, and equipment
  • Issued by banks and cooperatives
Understanding Interest
Understanding how interest works helps you make smarter borrowing and saving decisions. There are two main types:
  • Simple Interest – calculated on the principal amount only
  • Compound Interest – interest on principal plus accumulated interest
  • Tip: Prefer low-interest or subsidized loans
Kissan Credit Card(KCC)
The KCC is a government-backed scheme that provides farmers with short-term loans at low interest.
  • Easy loan access without paperwork
  • Interest subvention (up to 4%)
  • For crops, livestock, and equipment
  • Issued by banks and cooperatives
Understanding Interest
Understanding how interest works helps you make smarter borrowing and saving decisions. There are two main types:
  • Simple Interest – calculated on the principal amount only
  • Compound Interest – interest on principal plus accumulated interest
  • Tip: Prefer low-interest or subsidized loans
Crop Insurance (PMFBY)
Pradhan Mantri Fasal Bima Yojana (PMFBY) provides insurance to farmers against crop loss due to natural calamities like drought, floods, pests, or unseasonal rains.
  • Low premium with government subsidy
  • Protects against natural disasters and pests
  • Claims credited directly to your bank account
Loan vs Grant
Knowing the difference between a loan and a grant helps you avoid unnecessary financial burden. Here's a breakdown:
  • Loan – must be repaid with interest
  • Grant – financial aid, no repayment needed
  • Use grants for education, startups, or emergencies
Avoiding Financial Scams
Scammers often target people unfamiliar with digital or banking processes. Here’s how to stay safe:
  • Never share OTPs, PINs, or passwords
  • Ignore unknown calls asking for KYC or personal info
  • Verify schemes through official government websites
Crop Insurance (PMFBY)
Pradhan Mantri Fasal Bima Yojana (PMFBY) provides insurance to farmers against crop loss due to natural calamities like drought, floods, pests, or unseasonal rains.
  • Low premium with government subsidy
  • Protects against natural disasters and pests
  • Claims credited directly to your bank account
Loan vs Grant
Knowing the difference between a loan and a grant helps you avoid unnecessary financial burden. Here's a breakdown:
  • Loan – must be repaid with interest
  • Grant – financial aid, no repayment needed
  • Use grants for education, startups, or emergencies
Avoiding Financial Scams
Scammers often target people unfamiliar with digital or banking processes. Here’s how to stay safe:
  • Never share OTPs, PINs, or passwords
  • Ignore unknown calls asking for KYC or personal info
  • Verify schemes through official government websites
Crop Insurance (PMFBY)
Pradhan Mantri Fasal Bima Yojana (PMFBY) provides insurance to farmers against crop loss due to natural calamities like drought, floods, pests, or unseasonal rains.
  • Low premium with government subsidy
  • Protects against natural disasters and pests
  • Claims credited directly to your bank account
Loan vs Grant
Knowing the difference between a loan and a grant helps you avoid unnecessary financial burden. Here's a breakdown:
  • Loan – must be repaid with interest
  • Grant – financial aid, no repayment needed
  • Use grants for education, startups, or emergencies
Avoiding Financial Scams
Scammers often target people unfamiliar with digital or banking processes. Here’s how to stay safe:
  • Never share OTPs, PINs, or passwords
  • Ignore unknown calls asking for KYC or personal info
  • Verify schemes through official government websites
Crop Insurance (PMFBY)
Pradhan Mantri Fasal Bima Yojana (PMFBY) provides insurance to farmers against crop loss due to natural calamities like drought, floods, pests, or unseasonal rains.
  • Low premium with government subsidy
  • Protects against natural disasters and pests
  • Claims credited directly to your bank account
Loan vs Grant
Knowing the difference between a loan and a grant helps you avoid unnecessary financial burden. Here's a breakdown:
  • Loan – must be repaid with interest
  • Grant – financial aid, no repayment needed
  • Use grants for education, startups, or emergencies
Avoiding Financial Scams
Scammers often target people unfamiliar with digital or banking processes. Here’s how to stay safe:
  • Never share OTPs, PINs, or passwords
  • Ignore unknown calls asking for KYC or personal info
  • Verify schemes through official government websites
Demo Videos

We're preparing a step-by-step guide to help you use Finstra. Learn about KCC, fraud alerts, and saving tips from one clear, simple video tutorial.Coming soon! Stay tuned.

Scam Alerts

Fraud is rising in rural areas via fake calls, messages, and schemes. Stay informed to stay safe.

Common scam: KYC calls pretending to be from banks. Never share OTP or PIN over the phone.

Beware of loan or subsidy scams asking for money upfront. Don’t fall for it.

Fake apps and sites steal your data. Always use official platforms.

When in doubt, contact your bank or Finstra’s help page for verification.

Stay alert. Protect your hard-earned money.